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Benefits & Privileges

Guaranteed annual cash return Long term protection More peaceful mind with death benefit
Guaranteed annual cash return
Long term protection
More peaceful mind with death benefit

Key Features

  • Pay premium only 8 years but get coverage until age 88
  • Enjoy annual cash return 8% of sum assured until age 87
  • Receive a lump sum payout up to 888% of initial sum assured
  • Get peace of mind with accidental death benefit up to 6400% of initial sum assured

Tax Benefits


Premium of life insurance is eligible for tax deduction up to THB 100,000 per year (For male applicants aged 13 and over, and female applicants aged 21 and over). However, premiums of Accidental Death Benefit Rider 88/8 are not eligible for tax deductions, according to the discretion of the Revenue Department.

Plan Benefit


Living Benefit

  • Receive guaranteed annual return equal to 8% of initial sum assured from the 1st policy year until age 87
  • Maturity Benefit: Receive 888% of initial sum assured upon maturity at the end of policy year in which the life assured attains age 88 years


Death Benefit (In case of death due to any causes)


Death Benefit (Receive only one benefit)

Policy year

Death Benefit (except from accidental death*)
(% of initial sum assured)

Accidental Death Benefit
(% of initial sum assured)






















8th Policy year onwards




*The company will pay death benefit to the beneficiary in an amount equal to the cash surrender value or benefit of the policy year of death, whichever is higher.

Product Features

  • Issue Age : 1 month – 65 years                             
  • Minimum Sum Assured : THB 100,000                                                                  
  • Maximum Sum Assured : (Depending on Prudential Life Assurance (Thailand) Public Company Limited’s underwriting rules)
  • No medical exam (just answer health questions), according to rules set by the company

Annual Premium Rate: Based on an applicant’s age and gender

Premium Payment Method

  • Premiums must be paid annually.
  • The first-year premium can be paid by cash, cheque, or credit card (Visa, Mastercard or JBC).
  • Renewal premiums can be paid by cash, cheque, or credit card (Visa, Mastercard or JBC). You can pay renewal premiums by automatic direct debit from bank’s account as well. To set up direct debit from your bank account to pay your renewal premium, you need to confirm your bank account’s details by filling in a direct debit mandate in an application form. And the renewable premiums will be debited starting from the next premium due date.  


  • This insurance product information document is intended for sales purposes only and is not part of an insurance contract. The applicant should understand coverage details and all the terms and conditions clearly before making the final commitment. 
  • This is a life insurance product. It is not a bank deposit. To get the maximum benefits from insurance policy, the applicant should continuously pay the premium through to the end of the premium payment period and holds the policy until the end of the policy contract. If the policy is terminated before the end of the contract, the applicant may not have received the original amount or the full amount he/she already paid.
  • This insurance product is underwritten by Prudential Life Assurance (Thailand) Public Company Limited. The underwriting is subject to conditions and criteria set by the company.
  • CIMB Bank is a life insurance broker and has responsibility for an action as a life insurance broker only.
  • Bank’s contact channels : Any branches of CIMB Thai Bank Public Company Limited, CIMB Thai Care Center 0 2626 7777, CIMB Thai website

If you have any questions or require any further information, please contact