CIMB THAI announces strategy as “The Supporter” Ready to provide loans for customers in need of funds Supporting You to Move Forward Faster

Mr. Tan Keat Jin, Senior Executive Vice President, Head of Consumer Bank and Ms. Tanawan Chiaranant, Head of Consumer Products of CIMB THAI Bank, jointly announced the bank’s commitment to consumer lending under the strategic theme “Support You to Move Forward Faster.”

The bank is committed to providing personal and home loans to customers in need of funding or emergency liquidity, despite ongoing economic uncertainties. With precise credit assessment tools and flexible lending criteria, CIMB Thai is able to effectively manage costs while offering financial products that are adaptable and aligned with the diverse needs of its customers—alongside special interest rates.

The bank is committed to providing personal and home loans to customers in need of funding or emergency liquidity, despite ongoing economic uncertainties. With precise credit assessment tools and flexible lending criteria, CIMB Thai is able to effectively manage costs while offering financial products that are adaptable and aligned with the diverse needs of its customers—alongside special interest rates. CIMB Thai’s risk-based pricing strategy, combined with a well-targeted acquisition mix, has enabled the bank to surpass market growth—demonstrating its ability to effectively balance risk management with business expansion. The bank’s acquisition strategy focuses on customers with a monthly income exceeding 50,000 Baht and collateral assets valued at 5 million Baht or more.

One of CIMB THAI’s key highlight products is the Multi-Purpose Loan (Mortgage Power), which turns your home into a financial opportunity. This offering is designed for customers looking to manage debt, boost liquidity, or fund business expansion. The loan features a fixed interest rate starting from 3.99% in the first year, offers financing of up to THB 30 million, and allows repayment terms of up to 30 years.

Another strong proposition is the Refinancing loan, which helps customers lower their monthly payments and pay off their mortgages faster. With rates starting from just 1.59%.

A standout product is the Personal Cash loan, ideal for customers with a clear financial plan who need a lump-sum loan to manage short- to medium-term obligations. Whether for debt consolidation, refinancing, home renovation, medical expenses, or tuition fees, customers can borrow up to THB 2 million with fast approval and same-day disbursement. Repayment terms extend up to 72 months, with interest rates starting from just 9.99% per annum.

For those seeking flexibility, the Extra Cash revolving loan offers a credit line that charges no interest unless used — making it a perfect companion for an unpredictable lifestyle. Customers can access up to THB 1 million, with promotional interest starting at 5.55% per annum for the first five billing cycles. The loan can be easily accessed through the CIMB THAI App and offers preferential rates from day one without a waiting period.

Customers in need of liquidity during critical moments can apply for unsecured personal loans on their own through the Unsecured Loan Self-Apply feature. The process takes just five simple steps, with approval results delivered within three working hours. The service is available 24/7 and is designed to be simpler, better, and faster.

“CIMB THAI aims to be more than just a lender. We want to help customers solve problems, support them through every life stage, and ensure they can move forward without disruption. Our digital platform allows customers to conveniently apply for loans on their own through the CIMB THAI app—so when customers think of loans, they think of CIMB THAI.” said Ms. Tanawan.

This strong commitment to customer support is reflected in the bank’s first-quarter 2025 performance, with both home loans and personal loans growing ahead of the market.

Home loans grew by 4.9% in Q1, despite a general slowdown in the real estate market due to oversupply and a decline in property ownership transfers. CIMB THAI’s ability to offer a comprehensive range of loan products with special interest rates helped cushion the impact of the market slowdown.

Meanwhile, personal loans grew by 9.1%, driven by effective portfolio quality management and strong NPL control. This allowed the bank to continue offering flexible, needs-based loan products with highly competitive interest rates—among the most attractive in the market.

For customers looking for strong support to move forward without missing a beat, CIMB THAI’s personal loans are here to help. Apply easily via the CIMB THAI App or contact any CIMB THAI branch nationwide at 02 626 7777.