• Personal Cash

Long-term instalments

  • Long installment up to 72 months
  • Maximum credit limit of 5 times the regular income, or 1.5 million baht for salaried employees and 1 million baht for self-employed persons 

 

Effective interest rate and no collateral required

  • Effective interest rate and no collateral or personal guarantee required 
  • Convenient and fast process. After the credit approval, the loan will be credited to your designated account. 

 

Payment Channels

  • Cash payment at the bank counter/ Counter Service/ Post Office/ True Partner/ CP Fresh Mart/ Tesco Lotus 
  • Direct Debit from CIMB Thai savings account 

 

  • Interest rate of 11.84% p.a. throughout contract term (24 months) For employees with monthly fixed income of THB 30,000 or more
  • Interest rate of 13.33% p.a. throughout contract term (36 months) For employees with monthly fixed income of THB 50,000 or more

 

Employee, Government or State Enterprise Official Self-Employed Persons/ Business Owners
Age Age Age 21 - 59 years (The age plus payment period must not be more than 60 years.) Age between 21-59 years
Monthly Income Minimum monthly income of 15,000 baht Minimum monthly income from business of 30,000 baht
Years of service/ operation Minimum years of service: 6 months Minimum years of operation: 3 years
Employee, Government or State Enterprise Official Self-Employed Persons/ Business Owners
  • Copy of identification card, or copy of government or state enterprise official identification (Copy of house registration is required to accompany the latter)
  • Copy of the first page of the applicant's savings account passbook that shows the bank name, account number and account owner name (for loan disbursement)
  • Any of the following documents for use as income proof:
  1. Original payroll slip (carbon paper) of no more than the past 2 months or 
  2. Copy of payroll slip of no more than the past 2 months, and copy of payroll account statement of the past 3 months or 
  3. e-Payroll slip of the most recent month, and copy of payroll
    account statement of the past 3 months or
  4. Salary certificate (original) issued for no more than the past 2 months, and copy of payroll account statement of the past 3 months 
  • Copy of identification card, or copyor copy of government or state enterprise official identification (Copy of house registration is required to accompany the latter)
  • Copy of the first page of the applicant's savings account passbook that shows the bank name, account number and account owner name (for loan disbursement)
  • Any of the following documents for use as income proof:
  1. Copy of certificate of registration and copy of shareholders list (no longer than the past 6 months) or
  2. Copy of juristic person registration or
  3. Copy of commercial registration or
  4. Copy of tax payment receipt (if any) or
  5. Evidence of business operation issued by state agencies/ business agencies or organizations that are reliable and verifiable (if any) and Copy of maximum 2 accounts' statements of the past 6 months (applicant's accounts only)

Remark

Conditions and criteria are subject to change without prior notice

Call Us
CIMB THAI Care Center
0 2626 7777