PERSONAL CASH

Eligibility & Requirements

Document Requirements For Application 

Special Interest

Terms and Conditions: Special privilege for a customer who applies and has been approved for a Personal loan from CIMB Thai Bank from 18 August 2025 to 31 December 2025

• The maximum credit approval is 5 times the income or up to THB 2.0 million. The funds will be transferred into the applicant's savings account. The Bank reserves the right to approve the credit limit and special interest rate under this campaign or decline the credit request according to the Bank's credit consideration criteria.
  
• If monthly salaried employees earn less than THB 30,000, they will receive a maximum credit limit not exceeding 1.5 times their average monthly income. The customer shall receive personal loans from no more than three regulated service providers or peer-to-peer lending platforms. The customer must provide details of any personal loans requested from regulated financial institutions, including banks and non-bank entities.
• If the repayment does not meet the conditions set by the Bank (i.e., payment is late or not made on the due date), the Bank will charge a default interest rate, in addition to the maximum contractual interest rate, up to 3% per year, on each overdue principal repayment until the court accepts the filing of the lawsuit or the repayment is made according to the conditions specified by the Bank. The total amount of interest, fines, service fees, late fees, or any fees to be charged shall not exceed 25% per year.
• The Bank reserves the right to change or cancel the details and conditions of this campaign. If the customer loses benefits or incurs additional burdens, the Bank will notify the customer at least 30 days in advance before taking effect, as specified by the Bank of Thailand.
• In the case of a dispute, the Bank’s discretion shall be final.
• The details of interests, service fees, or any fines shall be in accordance with the Bank’s announcement.

Important Note:

• Request the credit amount based on necessity and affordability.
• A salaried employee refers to a government official, a state-enterprise official, or a private company official who earns a fixed monthly salary.
• Interest rates range from 9.99% to 25% per year.

Fact sheet