EXTRA CASH

Please provide one of the following documents as proof of income: 

• The most recent original pay slip or a pay slip issued within the past two months from the current date, or
• A copy of the most recent pay slip or a pay slip issued within the past two months from the current date, along with a copy of the salary account statement covering the past three months from the current date, or
• E-Payroll Slip – A computer-generated pay slip for the most recent month, accompanied by a copy of the salary account statement covering the past three months from the current date, or
• An original salary certificate issued for the most recent month or within the past two months from the current date, along with a copy of the salary account statement covering the past three months from the current date. 

Terms and Conditions : Special privilege for a customer who applies and has been approved for a ExtraCash from CIMB Thai Bank from 1 July 2025 to 31 December 2025

• Customers who apply for and receive loan approval must register the CIMB THAI application to be ready to transfer funds from the extra cash through the CIMB THAI application (compatible with Android version 9 and higher or iOS version 12 and higher).
• If monthly salaried employees earn less than THB 30,000, they will receive a maximum credit limit not exceeding 1.5 times their average monthly income. The customer shall receive personal loans from no more than three regulated service providers or peer-to-peer lending platforms. The customer must provide details of any personal loans requested from regulated financial institutions, including banks and non-bank entities.
• If the repayment does not meet the conditions set by the Bank (i.e., payment is late or not made on the due date), the Bank will charge a default interest rate, in addition to the maximum contractual interest rate, up to 3% per year on the whole overdue principal outstanding until the repayment is made according to the conditions specified by the Bank. Thereafter, the interest rate will be adjusted to the contractual rate. However, the total amount of interest, fines, service fees, late fees, or any fees shall not exceed 25% per year.
• Consideration for approval or disapproval of Extra Cash, including interest, service fees, and default charges, shall be in accordance with the criteria and conditions set by the Bank. More product details are available in the fact sheet on our website, www.cimbthai.com, or by contacting any bank branch or the CIMB Thai Care Center at Tel. 02 626 7777.
• The Bank reserves the right to change or cancel the details and conditions of this campaign, whether in whole or in part. If the customer loses benefits or incurs additional burdens, the Bank will notify the customer at least 30 days in advance before taking effect, as specified by the Bank of Thailand. In the case of a dispute, the Bank’s discretion shall be final.

Important Note: 

• Request the credit amount based on necessity and affordability.
• The Consumer Loan Rate (CLR) as of 1 November 2024 is 20% per year. This floating interest rate is subject to change. The Bank will inform customers in advance via announcements at branch offices and on its website. Interest rates range from18% to 25% per year.
• Interest rate: 18% - 25% per year, calculated based on CLR-2% - CLR+5%

Fact Sheet

Loan Application