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All types of collateral
All types of collateral are eligible for this multi-purpose loan
Property Loan Cash
Own your dream property with a term loan.
Property Loan Line
Free up cash flow with an overdraft.
Property Loan Mix
Enjoy credit customised to you with a combination of term loan and overdraft.
| Occupation | Office Address | |
|---|---|---|
|
Bangkok and Surrounding Area* | Provincial Area |
Employee - Single Borrower
- In case of co-borrower Main Borrower
Co-borrower
Main Borrower + Co-Borrower |
> 15,000 THB
> 10,000 THB
No minimum
> 15,000 THB |
> 15,000 THB
> 10,000 THB
No minimum
> 15,000 THB |
Self-employed / Business Owner - Single Borrower
- In case of co-borrower Main Borrower
Co-borrower
Main Borrower + Co-Borrower |
> 30,000 THB/ person / business
> 30,000 THB/ person / business
No minimum
> 30,000 THB/ person / business |
> 20,000 THB/ person / business
> 20,000 THB/ person / business
No minimum
> 20,000 THB/ person / business |
| Salaried / Government officer / State enterprise officer / Contract employee of government official or state enterprise | Self-Employed |
|---|---|
| Personal Document | |
- Copy of Identity Card / Copy of Government Official Card / Copy of State Enterprise Official Card (specifying ID Number) - Copy of House Registration - Copy of name and surname changing certificate (if any) - Copy of marriage / divorce registration (if any) |
- Copy of Identity Card / Copy of Government Official Card / Copy of State Enterprise Official Card (specifying ID Number) - Copy of House Registration - Copy of name and surname changing certificate (if any) - Copy of marriage / divorce registration (if any) |
| Financial document | |
- Original / Copy payroll slip or salary confirmation letter from employer updated within last 2 months
- Copy of bank statement payroll transaction code,last 3 consecutive months |
- Copy of Trade registration of company registration (for limited company, a copy of shareholder list is required) certificated by Ministry of Commerce date within the last 6 months or any evidence issued by government official or reliable entity or business entity
- Copy of bank statement, no later than 6 months |
| Collateral document | |
1. Buy new home - Copy of Land Title deed / Copy of Property Rights Document - Copy of Purchase Agreement / Copy of Preemption / Copy of Quotation
2. Residential Construction - Copy of Blueprints, Construction Contract, Construction permission
3. Refinance - Payment receipt last 3 months |
|
| Credit Type | Type of Property | ||
|---|---|---|---|
|
Residential Property | Other Properties | Vacant Land |
| Term Loan | 80% of the appraisal value | 70% of the appraisal value | 50% of the appraisal value |
Overdraft |
50% of the appraisal value |
50% of the appraisal value |
30% of the appraisal value |
| Term Loan + Overdraft | 75% of the appraisal value (Overdraft < 50% of appraisal value) |
65% of the appraisal value (Overdraft < 50% of appraisal value) |
45% of the appraisal value (Overdraft < 30% of appraisal value) |