Attractive interest rate for residential acquisition and residential construction.
Choose easy installments with the same amount every month
1. Thai nationality, living and working in Thailand.
2. Salaried, Contract employee of government official or State enterprise and Self-employed/ Business Owner.
3. Age 21 to 62 years old (When including age of borrower with tenor, it must not be more than 65 years old).
4. Working Experienced
*Pass probation in current job and can be counted a continuous time from old job by documents or proof verification.
**Must provide proof of employment.
***Must have business registration or business issued by government official or reliable entity/business entity that can be verified.
5. Monthly Income
> 15,000 THB
> 10,000 THB
No minimum
> 15,000 THB
> 15,000 THB
> 10,000 THB
No minimum
> 15,000 THB
> 30,000 THB/ person / business
> 30,000 THB/ person / business
No minimum
> 30,000 THB/ person / business
> 30,000 THB/ person / business
> 30,000 THB/ person / business
No minimum
> 30,000 THB/ person / business
Occupation |
Office Address |
|
|---|---|---|
Bangkok and Surrounding Area* |
Provincial Area |
|
Employee - Single Borrower - In case of co-borrower Main Borrower Co-borrower Main Borrower + Co-Borrower |
> 15,000 THB
> 10,000 THB No minimum > 15,000 THB |
> 15,000 THB
> 10,000 THB No minimum > 15,000 THB |
Self-employed/ Business Owner - Single Borrower - In case of co-borrower Main Borrower Co-borrower Main Borrower + Co-Borrower |
> 30,000 THB/ person / business
> 30,000 THB/ person / business No minimum > 30,000 THB/ person / business |
> 20,000 THB/ person / business
> 20,000 THB/ person / business No minimum > 20,000 THB/ person / business |
*Surrounding area: Nonthaburi, Pathumthani, Samutprakam, Samutsakorn and Nakompathom
Document
| Salaried / Government officer / State enterprise officer / Contract employee of government official or state enterprise | Self-Employed |
|---|---|
| Personal Document | |
- Copy of Identity Card / Copy of Government Official Card / - Copy of House Registration - Copy of name and surname changing certificate (if any) - Copy of marriage / divorce registration (if any) |
- Copy of Identity Card / Copy of Government Official Card / - Copy of House Registration - Copy of name and surname changing certificate (if any) - Copy of marriage / divorce registration (if any) |
| Financial document | |
- Original / Copy payroll slip or salary confirmation letter from employer updated within last 2 months - Copy of bank statement payroll transaction code, |
- Copy of Trade registration of company registration (For Limited company, a copy of shareholder list is required) certificated by Ministry of Commerce date within the last 6 months or any evidence issued by government official or reliable entity or business entity - Copy of bank statement, no later than 6 months |
| Collateral document | |
1. Buy new home 2. Residential Construction - Copy of Blueprints, Construction Contract, Construction permission |
|
| Type | Year 1-3 | For the rest year | Average 3 years Interest | Effective Interest Rate* |
|---|---|---|---|---|
| Insurance | MRR-3.325% | MRR-2.00% | 4.55% | 5.54% |
| No Insurance | MRR-3.025% | MRR-2.00% | 4.85% | 5.62% |
| Type | Year 1-3 | For the rest year | Average 3 years Interest | Effective Interest Rate* |
|---|---|---|---|---|
| Insurance | MRR-2.675% | MRR-1.85% | 5.20% | 5.82% |
| No Insurance | MRR-2.375% | MRR-1.85% | 5.50% | 5.90% |
Remarks:
1. Estimate from loan amount 2 MB. tenor 15 years
2. MRR = 7.875% announce on February 1, 2019
This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Bank.
CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access.
Do you wish to proceed?