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How to become a CIMB Preferred Member*

AUM

 

 

Having AUM of at least THB 3 million from below products:

  • Deposits
  • Investments in mutual funds / bonds purchased through CIMB THAI Bank
Bancassurance

 

 

Life/Non-Life insurance products purchased through CIMB THAI Bank, or having new Life/Non-Life insurance premiums of at least THB 500,000 purchased through CIMB THAI Bank

CUM

 

 

Having CUM of at least THB 5 million from CIMB THAI Bank’s personal loans and secured loans including Home Loan 4U, Mortgage Power, and Property Loan

*by meeting one of the above conditions

AUM / CUM Calculation Conditions (Starting from 1 January 2025)

         

           Conditions for classifying CIMB Preferred membership status based on each Member’s possession of the Bank’s products to be eligible for the privileges.

                  CIMB Preferred Member shall receive CIMB Preferred Point based on the value of AUM or CUM to be determined for eligibility on a monthly basis. The detail of Preferred Point earning is as stipulated in the table below:

 

 

  Types of products Calculation Basis
AUM Deposit/CASA Saving account derived from End-of-Month Balance.
Fixed Deposit Fixed Deposit Account derived from half of the balance at End-of-Month.
Mutual Fund Derived from a monthly NAV. at month end.
Primary Bond / Perpetual Bond Derived from new investment during the period of 6 consecutive calendar months.
Secondary Bond, Off-Shore Bond, Structured Product (including ELN &MAXI)

Derived from new investment during the period holding the product until its maturity/redeem.

Life Insurance, Non-Life Insurance
and Unit-Linked products
Derived from premium payment during the period of 12 consecutive calendar month.
CUM Secured loans (Home Loan, Home Loan for Refinance) and Unsecured loan (Personal Cash) Derived from outstanding loan amount at month end.
Wealth Credit Line (WCL) Derived from the drawn down amount at month end.

Monthly Preferred Points (Starting from 1 January 2025)

         

           The Bank has determined the period of the AUM/CUM for considering point earning to be on a monthly basis and based on the AUM or CUM of the previous month.  CIMB Preferred Member shall receive a monthly Preferred Points in the following month, of which details are as tabulated:-

 

Customer Tiers Value of AUM or CUM Preferred Points Earned Monthly
Private Wealth THB 30 million or more 1,000 points
Preferred Elite THB 10 million - THB 29.99 million 300 points
Preferred THB 3 million - THB 9.99 million 100 points

 

Seamless financial footprint across ASEAN

The same Preferred benefits, wherever you go.

  • For you
    • You can access services at over 1,080 branches and 130  CIMB Preferred Centres across ASEAN*.
    • Kindly present your CIMB Preferred card to gain entry to the CIMB Preferred Centre and avail yourself of services through special service channels at branches, along with enjoying additional privileges offered by the bank.

    *Please note that the number of branches may vary. Terms and conditions are subject to the bank's announcements.

  • Preferential rates across ASEAN
    • Our valued CIMB Private Wealth and Preferred clients get the same recognition & preferential benefits across the region. Contact your Relationship Manager today to unlock better pricing and benefits.
  • Pre-arrival account opening
    • Whether you are planning a business trip across ASEAN, preparing your child to study abroad or emigrating for a new job placement, get peace of mind even before you arrive. We can help you open CIMB accounts across ASEAN1 without an introducer, without additional AUM, and with Preferred recognition. 
  • Preferential rate for foreign fund transfers
    • Get additional discounted FX rates on Foreign Telegraphic Transfer and enjoy waiver of transaction fees. Enjoy even better FX rates when you remit to Regional CIMB accounts2 in MYR, SGD, THB and/or IDR. Contact your Relationship Manager to find out more. 
  • Dedicated Relationship Manager
    • Grow your wealth and develop the right wealth management plan for you, with advice from a dedicated Relationship Manager in your home country. We will also assign a local Relationship Manager whenever you open a cross-border account in another ASEAN country. 
  • Access airport lounges
    • Free Plaza Premium Lounge service in Malaysia and Singapore.
    • The eligible CIMB Preferred VISA Debit cardholder must present his/her card with Thai citizen id card or passport, and a valid boarding pass to enter the airport lounges.

Important notes

1Applicable for Singapore, Indonesia and Cambodia. Physical presence required for account opening in Thailand and Vietnam.

2Applicable in Malaysia, Indonesia, Singapore and Thailand.