How to become CIMB Preferred

Life/Non-Life insurance products purchased through CIMB THAI Bank, or having new Life/Non-Life insurance premiums of at least THB 500,000 purchased through CIMB THAI Bank

CUM

Having CUM of at least THB 10 million from CIMB THAI Bank’s personal loans and secured loans including Home Loan 4U, Mortgage Power, and Property Loan

*by meeting one of the above conditions

AUM / CUM Calculation Conditions (Starting from 1 January 2026)

Conditions for classifying CIMB Preferred membership status based on each Member’s possession of the Bank’s products to be eligible for the privileges.

CIMB Preferred Member shall receive CIMB Preferred Point based on the value of AUM or CUM to be determined for eligibility on a monthly basis. The detail of Preferred Point earning is as stipulated in the table below:

	Types of products	Calculation Basis
AUM*	Deposit/CASA	End-of-month net balance.
	Fixed Deposit	Half of the net month-end balance.
	Mutual Fund	Active Mutual Fund or Equity/Mixed Fund: The daily outstanding balance of mutual funds (or mixed funds) is calculated from the first holding day until the end of the month, then divided by the total number of days in that month. Passive Mutual Fund or Debt Instrument: The daily outstanding balance is calculated from the first holding day until the end of the month, then divided by the total number of days in that month. However, only half of the resulting average value will be taken into account for calculation purposes.
	Primary Bonds, Perpetual Bonds, Common Stocks, Real Estate Investment Trusts (REITs)	New investments with a custodian account held at CIMB Thai within the past 12 consecutive calendar months, excluding redemption amounts.
	Secondary Bonds, Offshore Bonds, Structured Products (ELN & MAXI)	New investments with a custodian account held at CIMB Thai within the past 12 consecutive calendar months, multiplied by two**, excluding redemption amounts.
	Life Insurance and Unit-linked Insurance (UL)	First-year premium paid within the past 12 consecutive calendar months, multiplied by two.**
CUM	Secured loans (Home Loan, Home Loan for Refinance) and Unsecured loan (Personal Cash)	End-of-month outstanding balance.
CUM	Wealth Credit Line (WCL)	End-of-month utilized balance.

*Transactions conducted via CIMB Thai branches and the CIMB THAI mobile application are included in the calculation.

**The multiplication by a factor of two does not represent a multiplication of returns nor guarantee that the investment will double. It serves solely as an ‘accounting multiplier’ for the purpose of calculating customer status.

MORE DETAILS

Monthly Preferred Points (Starting from 1 January 2026)

Effective from 1 January 2026, Preferred Points will be considered and awarded based on the highest net balance of AUM or CUM from the preceding month. Points are calculated according to the net balance as per the following criteria:

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points
Preferred	THB 3 million - THB 9.99 million	50 points

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points

Seamless financial footprint across ASEAN

The same Preferred benefits, wherever you go.

For you
- You can access 130 Wealth Centers across ASEAN*.
*Please note that the number of branches may vary. Terms and conditions are subject to the bank's announcements.
Preferential rates across ASEAN
- Our valued CIMB Private Wealth and Preferred clients get the same recognition & preferential benefits across the region. Contact your Relationship Manager today to unlock better pricing and benefits.
Pre-arrival account opening
- Whether you are planning a business trip across ASEAN, preparing your child to study abroad or emigrating for a new job placement, get peace of mind even before you arrive. We can help you open CIMB accounts across ASEAN¹ without an introducer, without additional AUM, and with Preferred recognition.
Preferential rate for foreign fund transfers
- Get additional discounted FX rates on Foreign Telegraphic Transfer and enjoy waiver of transaction fees. Enjoy even better FX rates when you remit to Regional CIMB accounts² in MYR, SGD, THB and/or IDR. Contact your Relationship Manager to find out more.
Dedicated Relationship Manager
- Grow your wealth and develop the right wealth management plan for you, with advice from a dedicated Relationship Manager in your home country. We will also assign a local Relationship Manager whenever you open a cross-border account in another ASEAN country.
Access airport lounges
- Plaza Premium Lounge in participating locations worldwide (exclusive to Private Wealth & Preferred Elite)
- The eligible CIMB Preferred members must present his/her CIMB Preferred status though LINE OA: Wealth & Preferred and Thai citizen id card or passport, and a valid boarding pass to enter the airport lounges.

Preferred ASEAN

Regional Excellence with Preferred ASEAN

Access tailored cross banking experiences and exclusive benefits as a CIMB Preferred Client across ASEAN

Important notes

¹Applicable for Singapore, Indonesia and Cambodia. Physical presence required for account opening in Thailand and Vietnam.

²Applicable in Malaysia, Indonesia, Singapore and Thailand.

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How to become CIMB Preferred

How to become a CIMB Preferred Member*

Seamless financial footprint across ASEAN

For you

Preferential rates across ASEAN

Pre-arrival account opening

Preferential rate for foreign fund transfers

Dedicated Relationship Manager

Access airport lounges

Regional Excellence with Preferred ASEAN

Get the CIMB Preferred exclusive experience now

How to become CIMB Preferred

How to become a CIMB Preferred Member*

Seamless financial footprint across ASEAN

For you

Preferential rates across ASEAN

Pre-arrival account opening

Preferential rate for foreign fund transfers

Dedicated Relationship Manager

Access airport lounges

Regional Excellence with Preferred ASEAN

Get the CIMB Preferred exclusive experience now

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