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AUM / CUM Calculation Conditions (Starting from January 2024)
| Types of products | Calculation Basis | |
|---|---|---|
| AUM | Deposit | Derived from End-of-Month Balance. |
| Mutual Fund | Derived from a monthly NAV. at month end. | |
| Primary Bond | Derived from new investment during the period of 6 consecutive calendar months. | |
| Secondary Bond | Derived from new investment during the period of 6 consecutive calendar months, |
|
| Life Insurance, Non-Life Insurance and Unit-Linked products |
Derived from premium payment during the period of 12 consecutive calendar month. | |
| Structured Debenture | Derived from new investment during the period of 6 consecutive calendar months. | |
| Other investment products with special condition as stipulated by the Bank i.e. Perpetual Bond |
Derived from new investment during the period of 6 consecutive calendar months. | |
| CUM | Secured loans (Home Loan, Home Loan for Refinance) and Unsecured loan (Personal Cash) | Derived from outstanding loan amount at month end. |
| Wealth Credit Line (WCL) | Derived from the drawn down amount at month end. |
Monthly Preferred Points (Starting from January 2024)
| Customer Tiers | Value of AUM or CUM | Regular Monthly Points | Special Points in Member’s Birth Month |
|---|---|---|---|
| Private Wealth | THB 30 million or more | 1,000 points | 200 points |
| Preferred Elite | THB 10 million - THB 29.99 million | 300 points | 200 points |
| Preferred | THB 3 million - THB 9.99 million | 100 points | 200 points |
| Preferred* | Below THB 3 million | - | - |
Important notes