Speed D Plus Savings by CIMB Thai

Speed D Plus Savings by CIMB Thai (Speed D+) 

Deposit interest rate is calculated based on total account balance (Tier Rate)

The interest rate will be applied to the whole amount shown at day’s end.

Remark : Effective date of interest rate from 1 November 2025 onwards, until the bank’s notice of change.

Term and Conditions

• Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)

1. CIMB THAI App, for individuals with Thai nationality only.⁽¹⁾
2. Branches, for Thai individuals, and foreign customer.
3. TrueMoney application, for individuals with Thai nationality, to be used as a beneficiary account.

⁽¹⁾In case of Speed D+ account opening via CIMB THAI or TrueMoney Application, the branch owner will be Langsuan Branch.

⁽²⁾In case that a customer opens a Speed D+ savings account via TrueMoney application, the home branch shall be specified as Head Office, Langsuan Road Branch. Eligibility is reserved for customers who are at least 20 years old on the date of account opening.

• Customer must aged 15 years and above at the account opening date.
• Customer must have a valid E-Mail address and apply for CIMB THAI App to do financial transactions through the account.
• A Customer can open only 1 account of Speed D+.
• Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
• Speed D+ account is a no passbook saving. The Bank will send monthly e-statement on 1st date of month to the email provided on the account opening date.
• The debit card will not be issued for Speed D+ account.

• Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)

1. CIMB THAI Digital Banking Application, for individuals with Thai nationality only.⁽¹⁾
2. Branches, for Thai individuals ,and foreign customer.
3. TrueMoney application, for individuals with Thai nationality, to be used as a beneficiary account⁽²⁾.

⁽¹⁾In case of Speed D+ account opening via CIMB THAI Application, the branch owner will be Langsuan Branch.

⁽²⁾In case that a customer opens a Speed D+ savings account via TrueMoney application, the home branch shall be specified as Head Office, Langsuan Road Branch. Eligibility is reserved for customers who are at least 20 years old on the date of account opening.

• Customer must aged 15 years and above at the account opening date.
• Customer must have a valid email address and apply for CIMB THAI Digital Banking Application to do financial transactions through the account.
• A Customer can open only 1 account of Speed D+.
• Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
• Speed D+ account is a no passbook saving. The Bank will send monthly e-statement to the email provided on the account opening date.
• The debit card will not be issued for Speed D+ account.

Normal interest rate ⁽¹⁾

For individual customers

Interest rate including bonus rate ⁽²⁾

(Normal interest rate + Bonus 0.20 - 0.40%) from 1 November to 30 December 2025.

Conditions to receive the interest payment including bonus rate

1. Condition 1 for Bonus rate +0.20% :

1.1 For individual customers who are new to the bank and maintain a deposit balance of more than 3 million baht within the month of account opening.

1.2 For individual customers who register as CIMB Preferred members and maintain a deposit balance of more than 3 million baht within the month of CIMB Preferred membership registration.

2. Condition 2 for Bonus rate +0.40% : For individual customers who meet the bank’s new HNW customer criteria, and maintain a deposit balance of more than 3 million baht within the month of qualify the criteria of new HNW customers.

3. The Bank shall calculate net deposit interest at the standard rate at the end of each day and shall begin applying the interest rate inclusive of the bonus from the 7th day of the following month, for a duration of four months. After this period, the customer will receive the normal interest rate as per the Bank's saving interest rate announcement.

Example:

a) Accounts opened or the conditions met between 1 – 30 November 2025: Receive the interest rate including the bonus rate from 7 December 2025 to 6 April 2026. From 7 April 2025 onward, receive the normal interest rate.

b) Accounts opened or the conditions met between 1 – 31 December 2025: Receive the interest rate including the bonus rate from 7 January 2026 to 6 May 2026. From 7 May 2026 onward, receive the normal interest rate.

The interest rate may subject to change. Please find the latest information about the Bank’s deposit interest announcement or at www.cimbthai.com, choose menu “Interest Rates”.