Speed D Plus Savings by CIMB Thai

Speed D Plus Savings by CIMB Thai (Speed D+) 

Deposit interest rate is calculated based on total account balance (Tier Rate)

The interest rate will be applied to the whole amount shown at day’s end.

Remark : Effective date of interest rate from 1 September 2025 onwards, until the bank’s notice of change.

Term and Conditions

• Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)

1. CIMB THAI App, for individuals with Thai nationality only.⁽¹⁾
2. Branches, for Thai individuals, and foreign customer.
3. TrueMoney application, for individuals with Thai nationality, to be used as a beneficiary account.

⁽¹⁾In case of Speed D+ account opening via CIMB THAI or TrueMoney Application, the branch owner will be Langsuan Branch.

⁽²⁾In case that a customer opens a Speed D+ savings account via TrueMoney application, the home branch shall be specified as Head Office, Langsuan Road Branch. Eligibility is reserved for customers who are at least 20 years old on the date of account opening.

• Customer must aged 15 years and above at the account opening date.
• Customer must have a valid E-Mail address and apply for CIMB THAI App to do financial transactions through the account.
• A Customer can open only 1 account of Speed D+.
• Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
• Speed D+ account is a no passbook saving. The Bank will send monthly e-statement on 1st date of month to the email provided on the account opening date.
• The debit card will not be issued for Speed D+ account.

• Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)

1. CIMB THAI Digital Banking Application, for individuals with Thai nationality only.⁽¹⁾
2. Branches, for Thai individuals ,and foreign customer.
3. TrueMoney application, for individuals with Thai nationality, to be used as a beneficiary account⁽²⁾.

⁽¹⁾In case of Speed D+ account opening via CIMB THAI Application, the branch owner will be Langsuan Branch.

⁽²⁾In case that a customer opens a Speed D+ savings account via TrueMoney application, the home branch shall be specified as Head Office, Langsuan Road Branch. Eligibility is reserved for customers who are at least 20 years old on the date of account opening.

• Customer must aged 15 years and above at the account opening date.
• Customer must have a valid email address and apply for CIMB THAI Digital Banking Application to do financial transactions through the account.
• A Customer can open only 1 account of Speed D+.
• Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
• Speed D+ account is a no passbook saving. The Bank will send monthly e-statement to the email provided on the account opening date.
• The debit card will not be issued for Speed D+ account.

Normal interest rate ⁽¹⁾

For individual customers

Interest rate including bonus rate ⁽²⁾

(Normal interest rate + Bonus 0.30%) from  1 – 31 July 2025. 

Conditions to receive the interest payment including bonus rate

1. Applicable for individual new customer of the Bank with a deposit balance exceeding 3 million baht within the month of account opening.
2. Applicable for individual applying for CIMB Preferred membership with a deposit balance exceeding 3 million baht within the month of applying for CIMB Preferred
3. The Bank shall calculate net deposit interest at the standard rate at the end of each day and shall begin applying the interest rate inclusive of the bonus from the 8th day of the following month, for a duration of four months. After this period, the customer will receive the normal interest rate as per the Bank's interest rate announcement.

Example:

1. Accounts opened or the conditions met between 1 – 31 July 2025: Receive the interest rate including the bonus rate from 8 August 2025 to 7 December 2025. From 8 December 2025 onward, receive the normal interest rate.
2. Accounts opened or the conditions met between 1 – 31 August 2025: Receive the interest rate including the bonus rate from 8 September 2025 to 7 January 2026. From 8 January 2026 onward, receive the normal interest rate.
3. Accounts opened or the conditions met between 1 – 30 September 2025: Receive the interest rate including the bonus rate from 8 October 2025 to 7 February 2026. From 8 February 2026 onward, receive the normal interest rate.

The above interest rates are as per the latest announcement.

The interest rate may subject to change. Please find the latest information about the Bank’s deposit interest announcement or at www.cimbthai.com, choose menu “Interest Rates”.