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Benefits & Privileges

Competitive Interest Rate
Highly Flexible
Monthly Interest

 

Speed D Plus Savings by CIMB Thai (Speed D+) 

Deposit interest rate is calculated based on total account balance (Tier Rate)

The interest rate will be applied to the whole amount shown at day’s end.

 

Total account Balance (Bath)

Normal interest rate (1) (p.a.)

Interest rate including Bonus rate (2) (p.a.)

Balance less than or equal to THB 100,000

0.25%

0.55%

(0.25% + 0.30%)

Balance more than THB 100,000 to THB 3,000,000

1.50%

1.80%

(1.50%+0.30%)

Balance more than THB 3,000,000 to THB 20 million

1.75%

2.05%

(1.75%+0.30%)

Balance more than 20 million

0.50%

0.80%

(0.50%+0.30%)

Remark : Effective date of interest rate from June 01, 2025 onwards, until the bank’s notice of change.

 

Term and Conditions

  • Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)
  1. CIMB THAI Digital Banking Application, for individuals with Thai nationality only.(1)
  2. Branches, for Thai individuals ,and foreign customer.

(1)In case of Speed D+ account opening via CIMB THAI Digital Banking Application, the branch owner will be Langsuan Branch.

  • Customer must aged 15 years and above at the account opening date.
  • Customer must have a valid email address and apply for CIMB THAI Digital Banking Application to do financial transactions through the account.
  • A Customer can open only 1 account of Speed D+.
  • Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
  • Speed D+ account is a no passbook saving. The Bank will send monthly e-statement to the email provided on the account opening date.
  • The debit card will not be issued for Speed D+ account.

 

Normal interest rate (1)

For individual customers

Interest rate including bonus rate (2)

(Normal interest rate + Bonus 0.30%) from  1 – 31 July 2025. 

Conditions to receive the interest payment including bonus rate

  1. Applicable for individual new customer of the Bank with a deposit balance exceeding 3 million baht within the month of account opening.
  2. Applicable for individual applying for CIMB Preferred membership with a deposit balance exceeding 3 million baht within the month of applying for CIMB Preferred
  3. The Bank will calculate the interest rate, including the bonus rate, based on the total balance at the end of the day on the 8th day of the following month, starting from the month the account is opened, for a period of 4 months. After this period, the customer will receive the normal interest rate as per the Bank's interest rate announcement.

Example:

  1. Accounts opened or the conditions met between 1 – 31 July 2025: Receive the interest rate including the bonus rate from 8 August 2025 to 7 December 2025. From 8 December 2025 onward, receive the normal interest rate.
  2. Accounts opened or the conditions met between 1 – 31 August 2025: Receive the interest rate including the bonus rate from 8 September 2025 to 7 January 2026. From 8 January 2026 onward, receive the normal interest rate.
  3. Accounts opened or the conditions met between 1 – 30 September 2025: Receive the interest rate including the bonus rate from 8 October 2025 to 7 February 2026. From 8 February 2026 onward, receive the normal interest rate.

The above interest rates are as per the latest announcement.


The interest rate may subject to change. Please find the latest information about the Bank’s deposit interest announcement or at www.cimbthai.com, choose menu “Interest Rates”.