Speed D Plus Savings by CIMB Thai

Speed D Plus Savings by CIMB Thai (Speed D+) 

Deposit interest rate is calculated based on total account balance (Tier Rate)

The interest rate will be applied to the whole amount shown at day’s end.

Remark : Effective date of interest rate from March 14, 2025 onwards, until the bank’s notice of change.

Term and Conditions

• Account Opening Channels for Speed D Plus Savings by CIMB Thai (“Speed D+”)

1. CIMB THAI Digital Banking Application, for individuals with Thai nationality only.⁽¹⁾
2. Branches, for Thai individuals ,and foreign customer.

⁽¹⁾In case of Speed D+ account opening via CIMB THAI Digital Banking Application, the branch owner will be Langsuan Branch.

• Customer must aged 15 years and above at the account opening date.
• Customer must have a valid email address and apply for CIMB THAI Digital Banking Application to do financial transactions through the account.
• A Customer can open only 1 account of Speed D+.
• Only single account is eligible for Speed D+ account opening. (No joint account is allowed).
• Speed D+ account is a no passbook saving. The Bank will send monthly e-statement to the email provided on the account opening date.
• The debit card will not be issued for Speed D+ account.

Announcement! Terms and conditions changed as detailed above, effective from August 9, 2023, in accordance with the main conditions in the sales sheet of the product. This change affects all Speed D+ account customers.

Normal interest rate ⁽¹⁾

For individual customers

Interest rate including bonus rate ⁽²⁾

(Normal interest rate + Bonus 0.30%) from 1 January to 31 March 2025.

Conditions to receive the interest payment including bonus rate for new customer

1. Applicable only to individual new customers of the Bank or individual customers applying for CIMB Preferred membership at the same month as the account opening request.
2. Minimum account opening amount of more than THB 3,000,000 on the account opening date or an accumulated amount of more than THB 3,000,000 within the month of account opening (based on the remaining balance at the end of the day).
3. The Bank will calculate the interest rate, including the bonus rate, based on the remaining balance at the end of the day on the 8^th day of the following month, starting from the month the account is opened, for a period of 4 months. After this period, the customer will receive the normal interest rate as per the Bank's interest rate announcement.

Conditions to receive the interest payment including bonus rate for existing Speed D+ customer

1. Applicable only to new individual customers of the Bank or individual customers applying for CIMB Preferred membership and having the remaining balance of more than THB 3,000,000 at the end of any day within the same month of applying for the membership during the campaign period from 1 January to 31 March 2025. 
2. The Bank will calculate the interest rate, including the bonus rate, based on the remaining balance at the end of the day on the 8^th day of the following month, commencing from the month in which the customer qualifies, for a period of 4 months. After this period, the customer will receive the normal interest rate as per the Bank's interest rate announcement.

Example:

a)Accounts opened or the conditions met between 1 - 31 January 2025:

Receive the interest rate including the bonus rate from 8 February 2025 to 8 June 2025.

From 9 June 2025 onward, receive the normal interest rate.

b)Accounts opened or the conditions met between 1 – 28 February 2025:

Receive the interest rate including the bonus rate from 8 March 2025 to 8 July 2025.

From 9 July 2025 onward, receive the normal interest rate.

c)Accounts opened or the conditions met between 1 - 31 March 2025:

Receive the interest rate including the bonus rate from 8 April 2025 to 8 August 2025.

From 9 August 2025 onward, receive the normal interest rate.

The above interest rates are as per the latest announcement.

The interest rate may subject to change. Please find the latest information about the Bank’s deposit interest announcement or at www.cimbthai.com, choose menu “Interest Rates”.