Preferred Banking

How to become a CIMB Preferred Member

CIMB THAI Bank is prompt to empower all CIMB Preferred members to enjoy freedom of living your preferred life through our exclusive privileges offered

Conditions for CIMB Preferred (Must have one of the following qualifications)

1) Asset Under Management: AUM* of 3,000,000 baht or more.

2) Credit Under Management: CUM** from 10,000,000 baht or more

3) Life insurance/Non-life insurance purchased through CIMB Thai Bank from 500,000 baht or more.

_{Remark: This condition is effective from 1 January 2026}

Preferred benefits that transcend borders

Experience the freedom to live your life the way you want.

With superior privileges for CIMB Preferred members, CIMB Thai Bank creates wealth plans that understands your goals. Enjoy many lifestyle and banking privileges with us.

Preferred Wealth

Personalized investment advisory to help grow and preserve your wealth
Comprehensive investment insights, market analyses, and research publications
A dedicated Relationship Manager
Multi mutual fund platform from various Asset Management Companies with seamless investment via CIMB THAI App
Access to a wide range of domestic and international investment products
Full-suite digital banking services

Preferred Regional

Ability to open deposit accounts across ASEAN at CIMB branches located in your country of residence
Regional CIMB Preferred customer status
Cross-border account linkage across CIMB network
Preferential foreign exchange rates for international transactions
A broad range of offshore investment solutions
Wealth transfer and legacy planning insurance
Complimentary MHC Telemedicine, online medical consultation in Singapor(available for clients who open a CIMB Singapore account)

Preferred Experience

Earn Preferred Points from deposits and investments to redeem for monthly privileges
Curated monthly lifestyle privileges
Exclusive discount for dining and privileges at leading hotels
Invitations to investment seminars and exclusive experiential events
Access to premium airport lounges (for Preferred Elite & Private Wealth clients)

Important Notes

Applicable for Singapore, Indonesia and Cambodia. Physical presence required for account opening in Thailand and Vietnam.
Qualification for CIMB Preferred Membership does not include salary accounts of the Bank's employees.
Additionally, CIMB Preferred Points will not be awarded retroactively under any circumstances.

AUM / CUM Calculation Conditions (Effective from 1 January 2026)

	Types of products	Calculation Basis
AUM*	Deposit/CASA	End-of-month net balance.
	Fixed Deposit	Half of the net month-end balance.
	Mutual Fund	Active Mutual Fund or Equity/Mixed Fund: The daily outstanding balance of mutual funds (or mixed funds) is calculated from the first holding day until the end of the month, then divided by the total number of days in that month. Passive Mutual Fund or Debt Instrument: The daily outstanding balance is calculated from the first holding day until the end of the month, then divided by the total number of days in that month. However, only half of the resulting average value will be taken into account for calculation purposes.
	Primary Bonds, Perpetual Bonds, Common Stocks, Real Estate Investment Trusts (REITs)	New investments with a custodian account held at CIMB Thai within the past 12 consecutive calendar months, excluding redemption amounts.
	Secondary Bonds, Offshore Bonds, Structured Products (ELN & MAXI)	New investments with a custodian account held at CIMB Thai within the past 12 consecutive calendar months, multiplied by two**, excluding redemption amounts.
	Life Insurance and Unit-linked Insurance (UL)	First-year premium paid within the past 12 consecutive calendar months, multiplied by two.**
CUM	Secured loans (Home Loan, Home Loan for Refinance) and Unsecured loan (Personal Cash)	End-of-month outstanding balance.
CUM	Wealth Credit Line (WCL)	End-of-month utilized balance.

*Transactions conducted via CIMB Thai branches and the CIMB THAI mobile application are included in the calculation.

**The multiplication by a factor of two does not represent a multiplication of returns nor guarantee that the investment will double. It serves solely as an ‘accounting multiplier’ for the purpose of calculating customer status.

MORE DETAILS

Monthly Preferred Points (Effective from 1 January 2026)

Effective from 1 January 2026, Preferred Points will be considered and awarded based on the highest net balance of AUM or CUM from the preceding month. Points are calculated according to the net balance as per the following criteria:

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points
Preferred	THB 3 million - THB 9.99 million	50 points

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points

How do I apply for CIMB Preferred Membership?

In order to qualify for CIMB Preferred membership, customers must meet certain criteria regarding assets under management (AUM) or credit under management (CUM) as per the Bank's regulations.

Further details can be found on the website . Should you have further inquiries can be made directly to CIMB Thai Bank at any branch or through the CIMB Preferred Care Center Tel. 02 626 7888, available daily. For locating nearby branches, please visit website

What are the conditions for obtaining CIMB Preferred membership?

To meet the eligibility criteria for CIMB Preferred membership, customer must fulfill any of the following conditions:

- Maintain assets under management (AUM)* with the Bank totaling THB 3,000,000 or more.

- Maintain credit under management (CUM)** with the Bank totaling THB 10,000,000 or more.

- Purchase life insurance/fire insurance policies through CIMB Thai Bank with a sum insured of THB 500,000 or more.

Important note:

*Assets under management (AUM) encompass various products such as bank deposits, investments in mutual funds, bonds, and investment products acquired through CIMB Thai Bank, as well as life insurance/fire insurance policies purchased through CIMB Thai Bank

**Credit under management (CUM) includes secured loans i.e. Homeloan4U, Mortgage Power, and Property Loan products.

Into how many tiers is CIMB Preferred membership categorized? How many points are earned per month for each tier?

The Bank has established a membership status policy for CIMB Preferred members, which is categorized into three customer tiers. The details regarding the monthly points received are as follows:

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points
Preferred	THB 3 million - THB 9.99 million	50 points

Customer Tiers	Value of AUM or CUM	Monthly Preferred Points
Private Wealth	THB 30 million and above	800 points
Preferred Elite	THB 10 million - THB 29.99 million	200 points

All CIMB Preferred members, irrespective of their tier, are entitled to our exclusive banking services. These services include special loan interest rates, free chequebooks, preferential transaction fees, waiver of annual deposit box rental fee, as well as access to special promotions and marketing campaigns offered by the Bank. Additionally, members can enjoy privileges tailored to their lifestyles through CIMB Preferred Rewards Program.

How does the Bank calculate CIMB Preferred membership status concerning joint deposit accounts, loan accounts, and/or mutual fund accounts?

The Bank will consider and calculate the AUM or CUM of the primary account holder only.

What special privileges associated with CIMB Preferred membership?

CIMB Preferred members can access additional details of special privileges through LINE OA: Wealth&Preferred and the website.

How can I proceed to upgrade their CIMB Preferred membership tiers?

Membership status can be modified based on the monthly AUM or CUM, with the Bank referring to the value from end-of-month data from the previous month.

Through which channels can I receive/check my accumulated Preferred Points, and do these points have an expiration date?

CIMB Preferred members can receive and check their accumulated Preferred Points through LINE OA: Wealth&Preferred. These points cannot be converted into cash or investment units and must be utilized within a specified timeframe.

Through which channels can I apply to receive a Consolidated Statement?

CIMB Preferred Member can request a Consolidated Statement at any CIMB THAI Bank branches. After completing the required form, the Bank will send you the Consolidated Statement to the mailing address provided in the document.

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CIMB Preferred Privilege 2025

How to become a CIMB Preferred Member

Preferred benefits that transcend borders

Experience the freedom to live your life the way you want.

AUM / CUM Calculation Conditions (Effective from 1 January 2026)

Monthly Preferred Points (Effective from 1 January 2026)

Get the CIMB Preferred exclusive experience now

Experience CIMB Preferred

CIMB Preferred Privilege 2025

How to become a CIMB Preferred Member

Preferred benefits that transcend borders

Experience the freedom to live your life the way you want.

AUM / CUM Calculation Conditions (Effective from 1 January 2026)

Monthly Preferred Points (Effective from 1 January 2026)

Get the CIMB Preferred exclusive experience now

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