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How to become a CIMB Preferred Member

CIMB THAI Bank is prompt to empower all CIMB Preferred members to enjoy freedom of living your preferred life through our exclusive privileges offered

Conditions for CIMB Preferred. (Must have one of the following qualifications)

1) Asset Under Management: AUM* of 3,000,000 baht or more.

2) Credit Under Management: CUM** from 5,000,000 baht or more

3) Life insurance/Non-life insurance purchased through CIMB Thai Bank from 500,000 baht or more.

Preferred benefits that transcend borders

Experience the freedom to live your life the way you want. 

 

With superior privileges for CIMB Preferred members, CIMB Thai Bank creates wealth plans that understands your goals. Enjoy many lifestyle and banking privileges with us.

 

Wealth Solutions
  • Comprehensive Wealth Advisory & Research
  • Personal relationship manager
  • Open architecture mutual funds
  • Onshore investment products
  • Offshore investment products
  • Digital Banking Solutions
Regional Privileges
  • Pre-Arrival Account Opening
  • Regional Preferred recognition
  • Regional account links
  • Best FX & free remittance charge
  • Offshore wealth products
  • HNWI insurance & wealth financing (Singapore)
  • MGC telemedicine in Singapore (If open CIMB SG account)
Lifestyle Privileges
  • Earn Preferred rewards on deposit & investment to redeem lifestyles privileges i.e. airport lounge, limousine, dining
  • Privileges of the month
  • Special discount on hotels and dining
  • Investment seminar or lifestyle events
  • Airport lounge access* (for Preferred Elite & Private Wealth)

Important Notes

  • Applicable for Singapore, Indonesia and Cambodia. Physical presence required for account opening in Thailand and Vietnam.
  • *CIMB preferred members must present Debit Card, ATM Card, Recognition Card to access Premium Plaza Lounge, eligible for card holder only and must have AUM more than THB 3 million. (The service is available until June 30, 2024.) Click here for more detail
  • Qualification for CIMB Preferred Membership does not include salary accounts of the Bank's employees.
  • Additionally, CIMB Preferred Points will not be awarded retroactively under any circumstances.
  • Regarding Safe Deposit Box Privileges, In accordance with the bank's policy to discontinue the privileges of safe deposit box services in the future, customers who have availed of safe deposit box services prior to December 30, 2024, will be permitted to use the service until December 31, 2025, only. Members will receive detailed information and updates through letters that the bank will send, outlining the terms and conditions of this privilege cancellation.

 

AUM / CUM Calculation Conditions (Starting from January 2025)

 

                Conditions for classifying CIMB Preferred membership status based on each Member’s possession of the Bank’s products to be eligible for the privileges.

                  CIMB Preferred Member shall receive CIMB Preferred Point based on the value of AUM or CUM to be determined for eligibility on a monthly basis. The detail of Preferred Point earning is as stipulated in the table below:

 

  Types of products Calculation Basis
AUM Deposit/CASA Saving account derived from End-of-Month Balance.
Fixed Deposit Fixed Deposit Account derived from half of the balance at End-of-Month.
Mutual Fund Derived from a monthly NAV. at month end.
Primary Bond / Perpetual Bond Derived from new investment during the period of 6 consecutive calendar months.
Secondary Bond, Off-Shore Bond, Structured Product (including ELN &MAXI)

Derived from new investment during the period holding the product until its maturity/redeem.

Life Insurance, Non-Life Insurance
and Unit-Linked products
Derived from premium payment during the period of 12 consecutive calendar month.
CUM Secured loans (Home Loan, Home Loan for Refinance) and Unsecured loan (Personal Cash) Derived from outstanding loan amount at month end.
Wealth Credit Line (WCL) Derived from the drawn down amount at month end.

Monthly Preferred Points  (Starting from 1 January 2025)

 

The Bank has determined the period of the AUM/CUM for considering point earning to be on a monthly basis and based on the AUM or CUM of the previous month.  CIMB Preferred Member shall receive a monthly Preferred Points in the following month, of which details are as tabulated:-

 

Customer Tiers Value of AUM or CUM Preferred Points Earn Monthly
Private Wealth THB 30 million or more 1,000 points
Preferred Elite THB 10 million - THB 29.99 million 300 points
Preferred THB 3 million - THB 9.99 million 100 points

How do I apply for CIMB Preferred Membership?

In order to qualify for CIMB Preferred membership, customers must meet certain criteria regarding assets under management (AUM) or credit under management (CUM) as per the Bank's regulations.

 

Further details can be found on the website . Should you have further inquiries can be made directly to CIMB Thai Bank at any branch or through the CIMB Preferred Care Center Tel. 02 626 7888, available daily. For locating nearby branches, please visit website

What are the conditions for obtaining CIMB Preferred membership?

To meet the eligibility criteria for CIMB Preferred membership, customer must fulfill any of the following conditions:

   -  Maintain assets under management (AUM)* with the Bank totaling THB 3,000,000 or more.

   -  Maintain credit under management (CUM)** with the Bank totaling THB 5,000,000 or more.

   -  Purchase life insurance/fire insurance policies through CIMB Thai Bank with a sum insured of THB 500,000 or more. 

 

   Important note:

    *Assets under management (AUM) encompass various products such as bank deposits, investments in mutual funds,    bonds, and investment products acquired through CIMB Thai Bank, as well as life insurance/fire insurance policies purchased through CIMB Thai Bank

    **Credit under management (CUM) includes secured loans i.e. Homeloan4U, Mortgage Power, and Property Loan products.

Into how many tiers is CIMB Preferred membership categorized? How many points are earned per month for each tier, and how many points are allocated for the Preferred Point Birthday Bonus that members earn in their birth month?

The Bank has established a membership status policy for CIMB Preferred members, which is categorized into three customer tiers. The details regarding the monthly points received and the bonus points awarded during the member's birth month as follows:-

Customer Tiers Requirement (AUM) Preferred Points Earn Monthly
Private Wealth > THB 30 million 1,000
Preferred Elite THB 10 - 29.99 million 300
Preferred THB 3 - 9.99 million 100

 

 

All CIMB Preferred members, irrespective of their tier, are entitled to our exclusive banking services. These services include special loan interest rates, free chequebooks, preferential transaction fees, waiver of annual deposit box rental fee, as well as access to special promotions and marketing campaigns offered by the Bank. Additionally, members can enjoy privileges tailored to their lifestyles through CIMB Preferred Rewards Program.

How does the Bank calculate CIMB Preferred membership status concerning joint deposit accounts, loan accounts, and/or mutual fund accounts?

The Bank will consider and calculate the AUM or CUM of the primary account holder only.

What special privileges associated with CIMB Preferred membership?

CIMB Preferred members can access additional details of special privileges through the myPreferred Application and the website.

How can I proceed to upgrade their CIMB Preferred membership tiers?

Membership status can be modified based on the monthly AUM or CUM, with the Bank referring to the value from end-of-month data from the previous month.

Through which channels can I receive/check my accumulated Preferred Points, and do these points have an expiration date?

CIMB Preferred members can receive and check their accumulated Preferred Points through the myPreferred Application. These points cannot be converted into cash or investment units and must be utilized within a specified timeframe.

Through which channels can I apply to receive a Consolidated Statement?

CIMB Preferred Member can request a Consolidated Statement at any CIMB THAI Bank branches. After completing the required form, the Bank will send you the Consolidated Statement to the mailing address provided in the document.