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Features & Benefits

Financial Emergency Fund Special Interest Rates Convenient Credit Facilities
Financial Emergency Fund
Special Interest Rates
Convenient Credit Facilities

Eligibility & Requirements

  • Need a loan? It’s right in your deposit accounts.
  • A minimum age of 20 years old.

Loan to Security Value

1. Receive interest when the savings or fixed deposit reaches full maturity of 100%

2. Fixed deposit gets interest in advance or monthly 90% of the deposit

3. Certificate of deposit is 90% of the deposit

4. Bill of exchange is 90% of the deposit

5. Structured BE is 90% of the deposit


Remarks: Terms and conditions are subject to change without any prior notice.

Document Requirements

  • A copy of your identity card, government official card, state enterprise official or passport. 

  • A copy of your house registration and your spouse (if any).

  • A copy of your name and surname changing certificate (if any).

  • A copy of your marriage / divorce registration (if any).

  • A copy of your savings account or current account pledged as a collateral, fixed deposit receipt or  certificate of deposit.

  • A copy of your deposit card, bill of exchange or structured BE.

  • A copy of your savings account or the first page of the current account on transfer. 

  • An original payroll slip and salary confirmation letter from your company or a copy of bank statement not more than 6 months.

Interest Rate

  • Standard interest rate = Deposit interest rate that customer get plus 2.5%

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