CIMB Thai Wealthy Legacy 90/7

Additional Features

• 7 years of premium payment term and coverage until the age of 90 years
• Receive 100%* at the maturity date (on the policy anniversary date at insured age 90)

*Remark : Company will pay maximum benefit among sum assured above or 100.5% of accumulated premium.

Tax Benefits

• Life insurance premium is eligible for tax-deductible for actual amount paid but not exceeding 100,000 baht per year. 

        (According to the revenue department director's announcement No.172)(Main policy only)

Benefit and Coverage

In the case of death*

• The 1^st policy year to age of 90 years receive 100% of sum assured

      *Remark : Company will pay maximum benefit among sum assured above or cash value or 100.5% of accumulated premium

Survival Coverage**

• The end of maturity date (the age of 90 years) receives 100%* of sum assured).

        **Remark : Company will pay maximum benefit among sum assured above or 100.5% of accumulated premium.

Sum Assured

• Minimum sum assured: 300,000 baht
• Maximum sum assured: unlimited (Depend on underwriting conditions of Thai Life Insurance Plc. (Health, Income))

Premium Rate

• Depend on age, gender, sum assured and premium payment mode.
  

Discount Premium Rate per 1,000 Sum Assured:

Rider attachment

1. Free for Waiver of Premium Rider (for standard case)

    In the event of Insured’s becomes totally and permanently disabled (TPD) before the payer reaches age 60.

The company will waive the basic’s premium until the anniversary date.

Exclusion

1. Suicide or self-inflicted injury
2. Insures person who under on navy, army, and air force duty or volunteer
3. Boarding in a non-regularly scheduled flight as a pilot, student pilot, member of the crew or passenger.

2. Payer Benefit Rider (PB) is available to purchase as an additional Insurance contract.

    In case insured is minor and payer’s death or the payer becomes totally and permanently disabled (TPD).

    The company will waive the basic’s premium until the anniversary date.

Insurable age

• Payer's age must be between 20 - 50 years
• Insured age must not be over 20 years

Exclusion

1. Suicide or self-inflicted injury
2. Payer who under on navy, army, and air force duty or volunteer
3. Boarding in a non-regularly scheduled flight as a pilot, student pilot, member of the crew or passenger.

Remarks

• The information herein is only partial that is intended for the sales purposes only and not considered an integral part of the insurance contract.             

         Insured are advised to study and understand the policy for their own benefit.

• Insured should understand the details pertaining to coverage and conditions prior to committing to any insurance plan.
• This product is a life insurance and not a deposit. Insured should pay the insurance premium until the completion of the insurance premium payment period and hold on to the policy until maturity in order to gain the greatest benefit. In the case where the coverage ends prematurely, Insured may not reacquire the principal in its entirety or at all.
• CIMB Thai Bank Plc. is only an insurance broker that recommending the channel for the insurance and receives an insurance premium under the name of Thai Life Insurance Plc. only, If you have any query about Life insurance, please contact Thai Life Insurance Plc. Tel. 0 2247 0247
• Life insurance is provided by Thai Life Insurance Plc. The bank is merely the broker that recommending the channel for the insurance.