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Features & Benefits

Long Term Coverage Cash Benefit Additional Benefits
Long Term Coverage
Cash Benefit
Additional Benefits

Eligibility & Requirements

  • Issued age: 16 to 60 years old
  • Health check-up: Normal practice by the regulations of Thai Life Insurance Plc.

Premium Payment Method

You must pay your premium two months in advance. You can choose to pay your premium annually, semi-annually, quarterly, or monthly. 


Your first year premium can be paid via cash, cheque, or credit card (VISA, Mastercard or JCB). Renewals can be paid via cash, cheque, or direct debit. For direct debit, we will use the account and bank details that you provide in your proposal form.

Special Privileges & Services

Premium Payment Term

  • Until the age of 99


Coverage Term

  • Until the age of 99


Sum Assured

  • Sum Assured: Gold - 200,000 baht / Platinum - 400,000 baht / Preferred - 950,000 baht


Premium Discount

  • No


Tax Benefits

  • Life insurance premium is eligible for tax deduction for actual amount paid, but not exceeding 100,000 baht per year. This is according to the revenue department director's announcements No.172 and No.315.

Benefit & Coverage Details

Benefit Gold Platinum Preferred
1. Sum Assured of CIMB Thai Health Plus 200,000 400,000 950,000
2. Accidental Death and Dismemberment Rider (ADD or อ.1 ), Riot and Civil Commotion (RCC or ขจ. )
(Coverage of any accident due to Murder and Assault, Riot, Civil War, Strike, Rebellion or Civil Commotion and Any Terrorist Activities)
2.1 Loss of both hands or both feet or loss of sight for both eyes or in combination of 2 or more (100%*) 300,000 600,000 1,500,000
2.2 Loss of one hand and one foot or loss of sight for one eye (cover 60%*) 180,000 360,000 900,000
2.3 Loss of a thumb and an index finger from second part in same hand (25%*) 75,000 150,000 375,000
*Sum assured of ADD and if any accident due to the burning of any theatre/hotel/other public building or travelling in public conveyance or in an elevator , the benefit will be doubled.
3. Hospital & Surgical Benefit Rider (H&S or สพ.80)      
3.1 Room and board including nursing charge (maximum payable oer day and maximum 150 days per disability inlcuding ICU room) 3,000 4,000 3,000
3.2 ICU room and board including nurising charge (Maximum payable per day and maximum 7 days per disability) 6,000 8,000 6,000
3.3 Hospital general expenses including drugs, dressing, x-ray, laboratory tests etc. (maximum payable per disability) 30,000 35,000 30,000
3.4 Surgical fee per disability 90,000 100,000 90,000
3.5 Operating theatre 9,000 10,000 9,000
3.6 Anaethetist's fee 9,000 10,000 9,000
3.7 Emergency outpatient treatment due to accident  6,000 8,000 6,000
3.8 Diagnostic rediology and labboratory test 6,000 6,000 6,000
3.9 Physician's fees (1 visit per day and maximum 150 days per disability) 1,000 1,000 1,000
3.10 Stem cell treatment expenses (maximum payable per life) 300,000 300,000 300,000
4. Hospital Benefit Rider (HB or รพ.)
4.1 Cash benefit per day per disability (in case of inpatient-maximum 1,250 days per disability) 600 1,000 -
4.2 Inpatient due to critical illness follow as AIDS, Cancer, Poliomyelitis, Liver Cirrhosis, Emphysema, Muscular Dystrophy and Multiple Sclerosis 12,000 20,000 -
5. Lump Sum Hospital & Surgical Benefit Rider (H&S-lump sum payment or รพ.)
5.1 Room and board including nursing charge (maximum payable per day and maximum 90 days per disability) - - 4,000
5.2 Hospital general expenses due to illness-lump sum payment per disability (maximum payable 6 times of benefit per year) - - 200,000
5.3 Hospital general expenses due to accident-lump sum payment per event (non-limit) - - 400,000
5.4 Outpatient benefit (OPD) per day (maximum 3 visits per disability/ maximum of 30 visits per year) - - 1,000
1) The benefit of item 3.1 and 3.2 will be up to 150 days.
2) The benefit of item 5.1 is included in item 5.2 and 5.3 
3) Preferred plan for CIMB Preferred only (according to guidelines set by the terms of CIMB)


  • The information appearing in this document is intended for sales purposes only, and is not considered an integral part of the insurance contract. Applicants are advised to study and understand the policy for their own benefit.

  • This product is a life insurance and not a money deposit. In order to gain the greatest benefit, applicants should pay the insurance premium until the completion of the insurance premium payment period, and hold on to the policy until maturity. In the case where the coverage ends prematurely, the applicant may not reacquire the principal in its entirety or at all.

  • CIMB Thai Co., Ltd (“Bank”) is only an insurance broker that recommends and provides a channel for insurance products. CIMB Thai Co., Ltd receives an insurance premium under the name of Thai Life Insurance Plc. only. Please call 1124 to contact Thai Life Insurance Plc. for further information.

  • Life insurance is provided by Thai Life Insurance Plc.

  • CIMB Thai Co., Ltd and Thai Life Insurance Plc. reserve the right to change the terms and conditions without prior notice.

  • The insured should clearly understand the details of the policy coverage and its terms and conditions before making the decision to purchase an insurance product.