You Are In

  • Financial Advisory
  • Products
  • Ways to Bank
  • Who We Are
  • Help & Support
  • Quicklinks
Financial Advisory
Products
Ways to Bank
Who We Are
  • About Us
  • Corporate Governance
  • Leadership
  • Awards
  • Investor Relations
  • International Branch
  • Sustainability
  • News and Event
Help & Support
Quicklinks
Saving Strategies
Planning for My Future
Accounts
Cards
Insurance
Investment
Loans
Remittance
CIMB THAI Digital Banking
Corporate Governance
Leadership
Awards
Investor Relations
International Branch
Sustainability
News and Event
Rates & Charges

Benefits & Privileges

Cash Benefit 5 Years Premium Payment Additional Benefits
Cash Benefit
5 Years Premium Payment
Additional Benefits

Eligibility & Requirements

  • Issued age: 1 month – 70 years old
  • No Health Declaration Form and Health Check-up

Additional Features

  • Easy to apply , no medical check
  • Diversify you investment with low risk
  • Increase your value of money
  • Short payment
  • Long coverage for 15 years
  • Quick return

Tax Benefits

Life insurance premium is eligible for tax-deductible for actual amount paid maximum 100,000 baht per year. (According to the revenue department director's announcement No. 172)

Benefit and Coverage

Death Coverage*

 

  • The 1st policy year receive 100% of sum assured
  • The 2nd policy year receive 200% of sum assured
  • The 3rd policy year receive 300% of sum assured
  • The 4th policy year receive 400% of sum assured
  • The 5th – 12th policy year receive 500% of sum assured
  • The 13th – 15th policy year receive 575% of sum assured

 

*Remark : Company will pay maximum benefit among sum assured above or cash value.

 

Survival Coverage

 

  • The 1st -  5th policy year receive cash return 1% of sum assured
  • The 6th - 10th policy year receive cash return 2% of sum assured
  • The 11th - 14th policy year receive cash return 3% of sum assured
  • The end of maturity date (the 15th policy year) receive cash return 575% of sum assured

Sum Assured

  • Minimum sum assured: 50,000 baht
  • Maximum sum assured: 30 MB (Depend on underwriting conditions of Thai Life Insurance Plc.)

        (Count every active GIO policy and premium in every Thai Life channel)

Premium Rate  

  • Age 1 month – 60 years : 990 Baht  / 1,000 S.A.
  • Age 61 – 70 years : 995 Baht / 1,000 S.A.

Premium Payment Method

  • Premium is payable by annual basis
  • First year premium is payable via cash, cheque, credit card (Visa, Master Card, JCB).
  • Renewal year premium is payable via cash, cheque, credit card (Visa, Master Card, JCB) and direct debit.
  • For direct debit, the account details and bank are collected upfront in the proposal form.

Remark

  • The information herein is only partial that is intended for the sales purposes only and not considered an integral part of the insurance contract. Insured are advised to study and understand the policy for their own benefit.
  • Insured should understand the details pertaining to coverage and conditions prior to committing to any insurance plan.
  • This product is a life insurance and not a deposit. Insured should pay the insurance premium until the completion of the insurance premium payment period and hold on to the policy until maturity in order to gain the greatest benefit. In the case where the coverage ends prematurely, Insured may not reacquire the principal in its entirety or at all.
  • CIMB Thai Bank Plc. is only an insurance broker that recommending the channel for the insurance and receives an insurance premium under the name of Thai Life Insurance Plc. only, If you have any query about Life insurance, please contact Thai Life Insurance Plc. Tel. 0 2247 0247
  • Life insurance is provided by Thai Life Insurance Plc. The bank is merely the broker that recommending the channel for the insurance.

You are about to leave CIMB THAI official website

Our privacy policy will cease to apply, please refer to the privacy policy of the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed