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Features & Benefits

Survival Benefit Death Benefit Coverage Term
Survival Benefit
Death Benefit
Coverage Term

Eligibility & Requirements

  • The insured person must be a male or female aged 1 month to 75 years old.
  • Minimum sum assured: 30,000 baht
  • Maximum sum assured:

- If the insured person’s age is 1 month to 70 years: 30 million baht

- If the insured person’s age is 71 to 75 years: 15 million baht

This policy can be used in combination with other GIO policies and premiums in Thai Life.

Additional Features

  • Easy to apply, with no medical check-up required.

  • Diversify your investment with low risks.

  • Increase the value of your wealth.

  • Short premium payment period.

  • Long coverage term of 12 years.

  • Quick returns.

Tax Benefits

Your life insurance premium is tax-deductible. You can deduct the actual amount you pay for your life insurance from your taxes up to a maximum of 100,000 baht per year. This benefit follows the revenue department director's announcement No.172.

Premium rate per 1,000 baht of sum assured

  • If the insured person’s age is 1 month to 65 years: 988 Baht

  • If the insured person’s age is 66 to 75 years: 990 Baht

Discount premium rate per 1,000 baht of sum assured

  • If your Sum Assured is less than 500,000 baht: No discount

  • If your Sum Assured is 500,000 baht or more: 5 baht

Premium Payment Method

  • Premiums must be paid annually.

  • The first year premium can be paid via credit card (Visa, Master Card, JCB), cheque or cash. Credit card payment is available for the first year premium payment only.

  • Premium payments for renewal years can be made via direct debit, cheque or cash. For direct debit, we will use the account and bank details provided upfront in the proposal form.


  • The information on this webpage is only partial and is intended for sales purposes only. It is not considered an integral part of the insurance contract. Please study and understand the policy for your own benefit.
  • Applicants should understand the coverage details and conditions for the insurance product before committing to any insurance plan.

  • This product is a life insurance and not a deposit. The insured person or payer should pay the insurance premium until the insurance premium payment period is complete, and hold on to the policy until it reaches maturity in order to gain the greatest benefit. If the coverage of this policy ends prematurely, the insured person or payer may not get back the principal that they have paid, whether in partial or in full.

  • CIMB Thai Co., Ltd is only an insurance broker that provides a channel for insurance and recommends insurance products. CIMB Thai Co., Ltd receives insurance premiums under the name of Thai Life Insurance Plc. only.

  • Life insurance is provided by Thai Life Insurance Plc.