• CIMB Thai Guarantee Return 12/6

Features & Benefits

  • Receive cash coupon 6%* end of policy year 2nd and 4th
  • Receive cash coupon 8%* end of policy year 6th and 8th
  • Receive cash coupon 10%* end of policy year 10th and 12th
  • The end of maturity date (the 12th policy year) receive 600%*
  • Maximum total survival benefit 648%*

 

*of sum assured

  • 12 years of coverage term with only 6 years of premium payment term
  • Receive the tax privilege for personal tax income

Additional Features

  • Easy to apply, no medical check
  • Diversify you investment with low risk
  • Increase your value of money
  • Short payment
  • Long coverage for 12 years
  • Quick return

Tax Benefits

  • Life insurance premium is eligible for tax-deductible for actual amount paid maximum 100,000 baht per year. (According to the revenue department director's announcement No. 172)

Benefit and Coverage

Death Coverage*

  • The 1st policy year receive 100% of sum assured
  • The 2nd policy year receive 200% of sum assured
  • The 3rd policy year receive 300% of sum assured
  • The 4th policy year receive 400% of sum assured
  • The 5th policy year receive 500% of sum assured
  • The 6th – 9th policy year receive 600% of sum assured
  • The 10th – 12th policy year receive 610% of sum assured

*Remark : Company will pay maximum benefit among sum assured above or cash value or accumulated premium after deduct cash coupon.

Survival Coverage

  • Receive cash coupon 6% of sum assured end of policy year 2nd and 4th
  • Receive cash coupon 8% of sum assured end of policy year 6th and 8th
  • Receive cash coupon  10% of sum assured end of policy year 10th and 12th
  • The end of maturity date (the 12th policy year) receive cash return 600% of sum assured

Eligibility & Requirements

  • Male / Female aged: 1 month – 75 years old
  • Minimum sum assured: 30,000 baht
  • Maximum sum assured
    - Age 1 month – 70 years old : 30 MB
    - Age 71 – 75 years old : 15 MB

     (Count every active GIO policy and premium in every Thai Life channel)

Premium Rate per 1,000 Sum Assured:

  • Age 1 month – 65 years : 988 Baht
  • Age 66 – 75 years : 990 Baht

Discount Premium Rate per 1,000 Sum Assured:

  • S.A. < 500,000 : No Discount
  • S.A. >= 500,000 : 5 Baht

Premium Payment Method

  • Premium is payable by Annually.
  • First year premium is payable via credit card (Visa, Master Card, JCB) first year only, cheque, cash.
  • Renewal year premium is payable via direct debit, cheque, cash.
    For direct debit, the account details and bank are collected upfront in the proposal form.

Remark

  • The information herein is only partial that is intended for the sales purposes only and not considered an integral part of the insurance contract. Insured are advised to study and understand the policy for their own benefit.
  • Insured should understand the details pertaining to coverage and conditions prior to committing to any insurance plan.
  • This product is a life insurance and not a deposit. Insured should pay the insurance premium until the completion of the insurance premium payment period and hold on to the policy until maturity in order to gain the greatest benefit. In the case where the coverage ends prematurely, Insured may not reacquire the principal in its entirety or at all.
  • CIMB Thai Co., Ltd is only an insurance broker that recommending the channel for the insurance and receives an insurance premium under the name of Thai Life Insurance Plc. only.
  • Life insurance is provided by Thai Life Insurance Plc.. The bank is merely the broker that recommending the channel for the insurance.