• Apartment Loan

Land purchasing, Construction, Renovation, Refinance, Buy an apartment, or Investment risk premium.

Maximum Loan tenor of 15 years

Support for OD to use as business working capital

Facility type

  • Long term loan
  • Working capital
  • LG (Electric)

 

Credit limit:  Maximum of 50 MB

Qualifications

  • Apartment operator ( juristic or individual)
  • Age between 20-65 years
  • No experience required EXCEPT in the case of loan for the construction of new apartments
  • No NPL record with any financial institution
  • Other qualifications are in accordance with bank requirement

 

Credit Document

Individual

  • Identity document ex. Copy of Identity cards and house registration of borrower and guarantor
  • Bank Statement in the past 6 months
  • Commercial Registration
  • Construction permit

 

Juristic

  • Certificate of Business Registration
  • Certificate of Business Objective / Shareholders
  • Copy of Identity cards and house registration of shareholder, authorized director and guarantor
  • Audited financial statement in the past 3 years
  • Bank Statement in the past 6 months
  • Construction permit

 

Remark:

  • Interest Rate, Fee, and Term & condition is subject to the Bank’s announcement.
  • Loan limit including terms & conditions are subject to sole discretion of the Bank.