You can now enjoy our fixed 24 and 36 months by using board rate 24-month on account opening day. Easily for customer, the rate will be fixed throughout the deposit period. The minimum deposit starts from THB 1,000-25,000 per month
Free! Personal Accident Protection Insurance, coverage up to THB 600,000.. A complimentary Personal Accident Protection with maximum sum-insured up to THB 600,000, one day before accident, 24-hour worldwide.
Convenience.. Deposit can be made simply through a monthly auto-transferred service directly from your CIMB savings or current account to "Phemkha Sabai-Jai Account" (which opened within the same region) without transferrable fees. (Interest income from the linked current or savings account will be applicable for withholding tax 15%)
At maturity, the outstanding balance and total interest from "Phemkha Sabai-Jai Account" will be automatically transferred to your linked CIMB savings or current account
Document Requirements:
- ID card issued by Thai government (for Thai Nationality only)
Account Opening Requirements: - Age 1month - 65 years at the account opening day
- 1 person per 1 account
- A minimum account opening at THB 1,000 and maximum at THB 25,000
- Deposit amount shall be multiples of THB 500 (i.e. THB 1,500 / 2,000 / 2,500) and, thereafter, equally monthly deposit (same amount with the initial deposit)
- Choices of deposits: 24 and 36 month-tenor
- At maturity, the Bank will automatically transfer the outstanding balance and the total interest from "Phemkha Sabai-Jai Account" to your linked CIMB saving or current account, under the same account name
Deposit Requirements:* - Equal monthly deposit
- Maximum 2 months fail to deposit is allowable and the maturity date will be extending by the absent months
- Fail to deposit exceeds 2 consecutive months, the interest of this account will be converted into a daily normal saving rate (applicable for withholding taxes 15%)
- In case of early withdrawal before the account maturity:
- Within 3 months: No interest will be paid
- 3 months and after: Interest will be paid according to the announced saving rate, calculated outstanding balance with the actual period (applicable for withholding tax 15%)
Complimentary P.A. Conditions**: - Protection period: The coverage starts from the account opening day and the condition that the depositor age 1 month - 65 years old
- Protection expired: When account is maturity, early withdrawal before maturity, or failure to deposit exceeding 2 times
* Terms and Conditions are subject to the Bank's announcement
** Terms and conditions of the complimentary Personal Insurance are subject to the Insurance Company