Credit Ratings

CIMB Thai Bank is a member of CIMB Group, a leading regional bank of Southeast Asia...

  • With presence in 4 major countries, i.e. Malaysia, Indonesia, Singapore and Thailand,
  • Strong asset base ranking the 5th largest in the region,
  • Convenient network of over 1,000 branches, and
  • Fully integrated financial products and services.
With 2 years foundation building under firm support from CIMB Group and unwavering commitment to achievement, CIMB Thai Bank has been rated by Fitch Ratings at AA- (tha), which is on a par with those of leading mid-size banks in Thailand.
CIMB Thai Bank has leveraged on the regionally strong business franchise of its parent company, CIMB Group, which has long-term foreign currency Issuer Default Rating of BBB+ (Investment Grade), hence on a par with those of leading Thai banks.
CIMB Group is a leading universal bank having the 5th largest asset base in ASEAN and over 1,000 branch network in 14 countries operated by more than 39,000 employees.
For the past 6 years, CIMB Group has been among ASEAN top business entities with most rapid and consistent growth, as seen from its 500% market capitalization growth, and more than THB 40 billion profit in 2011.

Today...CIMB Thai Bank is ready to embrace Deposit Protection Agency Act

  • CIMB Thai is among the financial institutions where depositors are protected under the Deposit Protection Agency Act.
  • Secure…with credit rating of AA- or very low risk level according to world renowned Fitch Ratings, hence comparable to those of leading medium sized banks in Thailand.
  • Strong…with support from its major shareholder, i.e. CIMB Group, whose credit rating in the global arena is BBB+ (Investment Grade) which is on a par with those of leading large banks in Thailand. However, CIMB Group’s strength lies in its network that covers all main countries in ASEAN.
  • Fundamentally strong and committed to success…CIMB Group has been developed for the past 6 years from an investment bank to a universal bank ranking the 5th largest in ASEAN and having the broadest branch network. It is among ASEAN top growth companies, with the 4th largest market capitalization and over THB 40 billion profit in 2011.
  • Highly potential…with CIMB Group owning more than 90% shares, hence firm and sustainable commitment to investment and operation in Thailand, CIMB Thai has been supported by the Group comprehensively covering capital, personnel and synergizing of such expertise as technology and innovation.
  • On-growing…in only 2 years of establishment has CIMB Thai turned around from operating at loss under the name of BankThai Bank to steady profitability since 2009, with 2011 posting a record high profit of nearly THB 1.3 billion.
  • Stable...CIMB Thai has stable financial status with BIS ratio of as high as 13.2% in 2011, which is higher than the mandatory criteria of 8.5%, thus being sufficient to serve business expansion and cope with any volatility.
  • Healthy…CIMB Thai has NPL ratio at 3.4% in 2011, hence among the top 5 banks that have lowest NPL ratios in the industry.
  • Taking the lead…CIMB Thai has high product development potential. It has offered a vast array of financial products, i.e. debt securities and investment banking transactions, with fixed income trading (market shares) ranking no. 3 of the industry in 2011.
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