Mutual Fund

Mutual fund is one of financial tools for investors who would like to diversify this security portfolio. Several investors face unexpected return due to limitation of time and investment experience. Thus, mutual fund will be good solution for investors to diversify their portfolio under risk acceptable level

CIMB Thai is a selling agent for 5 asset management companies

• CIMB Principal Asset Management Company Limited
• ING Funds (Thailand) Co., Ltd.*
• MFC Asset Management Public Company Limited*
• One Asset Management Company (Limited)*
• Kiatnakin Fund Management *

Types of Mutual Fund

• Fixed-Income Fund
• Equity Fund
• Mixed or Balance Fund
• Foreign Investment Fund
• Long-Term Mutual Fund (LTF), Retirement Mutual Fund (RMF)
• Property Fund

Advantages of Mutual Fund Investment

1. Mutual Funds are managed by professional & expertise fund managers
2. Variety of fund policies will help generate return to meet investment requirement and risk acceptance level
3. Mutual funds are regulated and complied by Security of Exchange (SEC) Regulation
4. CIMB Thai has professional financial advisors who help the investors in maintaining the desired return on investment with risk acceptable level
5. Investors will receive "Certificate of Unit Trust" after they have transactions. In addition, investors will have "Quarterly or Monthly Statement of Unit Holding" or "Passbook"**

Benefits

1. Capital gains are exempt from personal income tax
2. Dividends depend on fund policies and fund performance
3. LTF and RMF investments will be credit of up to 15% of annual taxable income or a maximum of THB 500,000*

Warning: Mutual fund investments are subjects to risks. Investors should study each fund prospectus carefully before any investment
* Only mutual funds which are currently sold by CIMB Thai
** Depend on fund policies
*** Depend on The Revenue Department condition.